Alabama Motorcycle Laws and Insurance Requirements

Helmets Are Mandatory-Here's What That Means

Alabama motorcycle helmet law requires operators and passengers to wear a DOT-approved helmet. Beyond safety, helmets can factor into how insurers argue about injuries after a crash. If you were hit in Foley, Mobile, or anywhere in Baldwin County and weren't wearing a helmet, talk to Noel B. Leonard Law Office. The key legal question is who caused the crash; Noel will address the rest.

Liability Is Required-UM/UIM Is Smart

Alabama requires proof of financial responsibility for motorcycles. Minimum liability coverage helps if you're at fault, but many riders are hit by drivers with little or no insurance. That's why uninsured/underinsured motorist (UM/UIM) coverage matters on the Gulf Coast and around high-traffic routes like I-10 and Hwy 59. Noel can review your policy and explain gaps before-or after-a crash.

Class M, No Lane-Splitting, Same Rules of the Road

To ride legally in Alabama, you need the proper license endorsement and compliance with standard traffic laws-signals, speed, right-of-way. Lane-splitting isn't permitted. Obey signage around Alabama Point, the Foley Beach Express, and construction zones where debris increases risk for riders.

What You've Heard Isn't Always the Law

Breaking a traffic rule-like riding without a helmet-doesn't automatically end an injury claim. In Alabama, the focus is whether the other driver's negligence caused the crash. If an insurer is trying to blame you for a wreck in Baldwin County, Mobile, or Jefferson County, get Noel on the phone.

Learn More, Ride Informed

Hit the Brakes-Call First

Questions after a motorcycle crash in Foley, Gulf Shores, Orange Beach, or Mobile? Talk directly with Noel: 251-269-0869 for riders, 251-943-8638 for other matters. He'll explain how these Alabama motorcycle laws and insurance rules apply to your case.