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Steps to Ensure You Get Worker’s Compensation



When you are unable to make a living due to the injuries caused in a workplace accident, health problems arising after exposure to certain chemicals or toxic substances at the workplace or temporary or permanent disability caused due to mishaps at the workplace, worker’s compensation or workman’s compensation comes to your aid. Worker’s compensation laws in Alabama require the employer to offer this insurance to all employees and ensure that their living expenses as well as medical bills are taken care of in the event that a workplace event leaves them with a disability to work.

Unfortunately, a number of individuals in Alabama have to rely on attorneys and fight for the compensation they rightfully deserve. Before seeking legal help, here are a few steps to keep in mind to ensure that you get adequate compensation from your employer.

Report the incident immediately

© Lucian Milasan - Fotolia.comThe first step is to make sure your employer knows that you are injured as soon as possible. This means, you need to make sure that the employer understands and agrees that the cause of your injury is in the workplace and that he or she is responsible for your medical treatment. If you leave the workplace without reporting the injury on the same day, there is a chance that your employer could deny that you were hurt in a workplace accident. In such a case, you will need the services of a lawyer who knows the Alabama workman’s compensation laws.

Visit your personal doctor

Once you report the incident, you will most likely be treated by the company doctor or will be taken to a hospital that your company has tied up with for offering medical services for its employees. After a checkup by the company’s medical professional, you should also visit your personal doctor to make sure that the reports given by the company doctor says that you were indeed injured in the workplace or while on the job.

Talk to your employer

After the necessary medical treatment has been given to you, make it a point to talk to your employer about the compensation. Any workplace injury that is grievous enough to keep you away from work for a few days, weeks or months will prevent you from earning your living. After the medical treatment, ensure that your employer has filed a claim for workman’s compensation insurance so that you are adequately and appropriately compensated for what has happened to you and your basic financial needs are met. Also make it a point to follow it up with your employer so that you receive the compensation in time.


 
 
 
 
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