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Mistakes to Avoid When Involved in an Auto Accident

When you are on the road, there is always a risk of accident. No matter how careful you are, you could get involved in an accident due to another driver or pedestrian’s negligence and get blamed for it. Often times, it is what you do immediately after an auto accident that determines whether or not you will pay for a mistake you didn’t make.

Accidents can be traumatic and may not give you enough time to think before saying or doing something. But saying the wrong thing could indict you, which is the last thing you need. So here are some mistakes that you must avoid when involved in an auto accident.

Claiming that the accident is your fault

It is noble to accept that the accident was your fault if it really is. But it is unwise to accept that unless you are very sure that it was your mistake and not the other person’s. This will also remove any chances of you getting your insurance money. So don’t be in a hurry to decide who or what caused the accident. Let the insurance company do the job and investigate to determine that.

Settling immediately

© Deyan Georgiev - Fotolia.comOne other mistake that most people make after an accident is to settle the amount immediately. You don’t have to settle for what the insurance company offers you. If the company is not willing to pay adequately, then you can always hire a lawyer who can dispute the offer and fight for you to get a fair compensation.

Inaccurate or incomplete claim form

Insurance companies will not be able to process your claim and offer what you rightfully deserve if you provide inaccurate or incomplete details. Also, when you provide inaccurate details, even a lawyer will not be able to dispute the unfair compensation for you. So make sure you give the right details, double check them if needed before submitting.

Not filing claim on time

One of the biggest mistakes that people do is not file for the claim in time. They delay it too long, which makes it difficult for the insurance company to investigate the matter and offer compensation. At the same time, don’t be in a rush to file for a claim soon after the accident. But be aware of the window within which you should file the claim and be sure to provide every detail that counts.

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